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Retirement Article


Most U.S. Workers Don't Know Their Out-of-Pocket Healthcare Costs

Turns out over half of American workers don't know their out-of-pocket healthcare costs, which can making saving for retirement, well, impossible…

Here's a look at some dire new statistics about U.S. workers' medical care cost knowledge (or lack thereof)...


Will Trump Cut Social Security Benefits?

The big question keeping some 46 million U.S. baby boomers up at night is "will Trump will cut Social Security benefits?"

Here's what we know so far.

And here's how to protect your portfolio...

Economic Data

The Social Security COLA Increase for 2017 Is Out – and It's Paltry

The 2017 Social Security COLA will add a paltry $5 to beneficiaries' monthly checks – dangerous considering the Fed's targeted 2% inflation rate.

Here are the details...


Social Security: Study Finds Nearly Half of Baby Boomers Have No Retirement

The Social Security trust fund is due to run out by 2034. That's only 18 years away.

Yet many baby boomers are still hoping to rely solely on SSI benefits then...


Forget About Retiring on Social Security

For retirees counting on Social Security Income, be warned…

New data shows that you won't be able to afford your healthcare costs living on SSI alone...


Over Half of Adults Near Retirement Age Can't Afford to Stop Working

Some seniors put off retirement because they want to keep working.

However, a recent survey found that most now toiling through their golden years do so because of financial instability...


How the Puerto Rico Debt Crisis Could Ruin Your Retirement

The Puerto Rico debt crisis is about to hit close to home for many U.S. investors.

Many pension and retirement funds loaded up on Puerto Rico debt to take advantage of the high yields and multiple tax exemptions.

Now it's clear Puerto Rico won't be able to pay back the $72 billion it owes, which means investors need to find out if they are in the line of fire.

These are the municipal bond funds with the most exposure to Puerto Rico...


How Social Security Started

It's important to understand how Social Security started. To date, Social Security is one of the biggest welfare programs we have.

Although it's over 80 years old, Social Security's purpose hasn't changed over the years. But it's future may be threatened.

And to understand why, all you have to do is look to the past...


Former Reagan Advisor: Congress Just "Hatcheted" Your Social Security Benefits

While it went virtually unnoticed, Section 831 of the House's new budget bill could radically change your Social Security benefits.

This change will affect the benefits that as many as 21.3 million Americans could be eligible for, instantly.

According to Larry Kotlikoff, former member of President Reagan's Council of Economic Advisors, "No retiree will ever again be able to feel their Social Security benefits are safe from some backroom, midnight, rushed change in rules that are designed to meet some budget target or accommodate some politician's whims."

There have been no public hearings and no public debate. And these changes will come to bear starting in less than two months -- on May 1...


The Danger of Filing for Social Security Benefits in Person

Filing for Social Security benefits in person can be dangerous.

And not everyone is aware of the peril this filing choice poses.

Here's how retirees are suffering from a lifetime's worth of lower monthly payments all because of one simple mistake...