Social Security: Study Finds Nearly Half of Baby Boomers Have No Retirement

The Social Security trust fund is due to run out by 2034. That's only 18 years away.

Yet many baby boomers are still hoping to rely solely on SSI benefits then...


Forget About Retiring on Social Security

For retirees counting on Social Security Income, be warned…

New data shows that you won't be able to afford your healthcare costs living on SSI alone...

Trading Strategies

One Simple Trade Can Protect Your Retirement from Any Market Meltdown

As Chief Investment Strategist, it's my job to give you the tools you need to prosper and protect your wealth in these complicated financial markets.

And right now, range-bound, sideways markets are starting to head a bit lower, so this is the perfect time to talk about a tactic we haven't covered yet…

It's an incredibly easy way to squeeze every last cent of profit out of stocks you own.

And as you'll see in a moment, using it correctly could potentially mean the difference between an easy, comfortable retirement… or years of extra toil in the office.

So let me tell you Ron C.'s story. He pulled me and my team aside between presentations in Carlsbad, California, earlier this month.

As it turns out, some of his colleagues could have benefited immensely from what I'm going to show you...


How COLA Is Calculated Is a Complete Joke

The U.S. Social Security Administration (SSA) assesses a Cost Of Living Adjustment (COLA) to beneficiaries each fiscal year. You'd think that an adjustment would be made in parity with… cost of living. It's in the name, for goodness' sake.

But look at these numbers…

Social Security beneficiaries have lost nearly a fourth of their buying power in the last 15 years, according to the Senior Citizens League. Since 2000, housing costs for seniors have increased by 44%, heating oil by 159%, eggs by 117%, and gasoline by 76%. Meanwhile, Social Security's COLAs have averaged only 2.2% per year across the same time period.

The problem is that how COLA is calculated is a complete joke when it comes to actually adjusting to account for seniors' cost of living increases.

Let's examine the "official government math"...


The 5 Most Common Medicare Mistakes You Can Avoid

The most common Medicare mistakes are easy to avoid if you know what to look for. And it's important that you do. Here's why:

Millions of Americans are currently enrolled in Medicare – and more than 10,000 new members sign up every day.

Unfortunately, many of them make costly, sometimes irreversible filing mistakes. Here's a short list of some of the most common blunders people make...