Why wait for the U.S. Treasury Department's bank stress test when Money Morning can highlight the four secrets that will let you separate the winners from the losers in the U.S. banking system?
Call it the "Money Morning Bank Stress Test."
Back in February, I looked at the Top 12 U.S. banks, to determine whether it was really necessary - as U.S. Treasury Secretary Timothy Geithner was proposing at the time - to devote the enormous sum of $1.5 trillion of our money to bail them out. I came to the conclusion that such a huge bailout was unnecessary, and that only a few of the Top 12 banks seemed in any danger of collapse. Fortunately, policymakers and the market have now come to agree with me.