It's Way Too Easy to Fall into This Retirement Trap

With times as "eventful" as these, it's understandable you may have missed a peculiar, oddly specific subgenre of news story making the rounds these days.

I'm talking about the "early retirement gone horribly wrong" story. It's related to, but distinct from, America's better-known retirement crisis.

Let me fill you in. Because even if you're not retiring early, or you feel like you're on track, this is can happen to anyone.

So, the story goes something like this: A young person works hard, makes the right moves, and, in short order, banks enough to retire in their 30s. They walk away from the rat race to travel the world - whatever they want to do, really.

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An American success story, right? Well... here's where the "gone horribly wrong" part comes in.