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We know that your personal information is important to you and we are committed to ensuring it is kept secure and used carefully. Below you will find a short summary of how and why we collect your data, who we share it with, and what we’re doing to make sure your data is safe and secure. You will also find information about your privacy rights.
If you want to navigate directly to a particular section of this policy please click on the relevant link below.
- What does Money Map Press do?
- What personal information does Money Map Press collect and why?
- Who does Money Map Press share my personal information with?
- Legal basis for processing personal information
- How does Money Map Press keep my personal information secure?
- International data transfers
- Data retention
- Your data protection rights
- Policy against advertising our website using unsolicited email messages
- Submitting Data
- Ordering Online
- How to contact us
Money Map Press is a privately owned publishing company based in Baltimore, Maryland, USA. We publish newsletters which provide insight and advice on investing. You can learn more about Money Map Press in the “About Us” section of our Website.
We collect information in order to allow us to provide the publications you have subscribed to, and to personalize and improve your experience of our services, Website, and communications with you. All such information is held on secure servers.
We only use personal data you have given us or that we have collected from you when you visit our Website and order forms. We sometimes share your personal information with third parties to provide your subscriptions to you or to personalize and improve your experience with us. We never sell your personal information to others for their mailing or marketing purposes.
The personal information that we may collect about you broadly falls into two categories:
- Information that you provide
We may ask you to provide personal information in order to provide our services to you. This includes asking you to provide your contact details to deliver subscriptions to you or to register an account with us so you can access the subscriber-only areas of our Website. It also includes asking you to provide payment information so you can pay for subscriptions or use a one-click order process.
The personal information you are asked to provide, and the reasons why you are being asked to provide it, will be made clear to you at the point you are asked to provide it.
- Information that we collect automatically
When you visit our Website and order forms, we may collect certain information automatically from your device.
The data we collect may include information like your IP address, device type, unique device identification numbers, browser-type, and other technical information. We may also collect information about how your device has interacted with our Website or order form, including the pages accessed and links clicked.
We collect this information so we can better understand the visitors who come to our Website [and look at our order forms] and what content may be of interest to them. Using the information allows us to improve the quality and relevance of our Website and services.
Some of this information may be collected using cookies and similar technology.
We may disclose your personal information to the following categories of recipients:
- to reputable third party service providers who provide additional data processing services, for example, analyzing data, providing marketing assistance, and assisting with the processing of credit card and direct debit payments. They have access to personal information needed to perform their functions, but may not use it for other purposes. In addition, they must process the personal information in accordance with this privacy notice and as permitted by applicable data protection laws;
- to any competent law enforcement body, regulatory, government agency, or similar other third party where we believe disclosure is necessary (i) as a matter of applicable law or regulation, or (ii) to exercise, establish or defend our legal rights; and
- to any other person with your consent.
Legal basis for processing personal information
Our legal basis for collecting and using the personal information described above will depend on the information concerned and the context in which we collect it.
We will normally collect personal information from you where:
- we need the personal information to perform a contract with you (for example, your email address when you subscribe to a free or paid service);
- the processing is in our legitimate interests and not overridden by your rights;
- we have your consent to do so (for example, to receive marketing emails from us about another publisher’s publications or services which we think might be of interest to you); or
- We need the personal information to comply with our legal obligations (for example, our tax and audit requirements and other regulatory obligations)
We fund our free daily editorial email, Money Morning, by advertising our services and those of other group companies (occasionally we may carry advertising for a third party service). There are two small ads in each editorial email, and two or three times a week we send separate promotional emails. By subscribing to the free emails, you are consenting to receive these promotions (we cannot send a free email alone without the promotional emails). There is an unsubscribe link in each of these emails and you can unsubscribe at any time.
If we collect and use your personal information in reliance on our legitimate interests, this will normally be to operate and improve our services, Website, and communications. It would also include responding to your questions, undertaking marketing, or detecting or preventing illegal activities. We may have other legitimate interests and, if appropriate, we will make clear to you at the relevant time what those legitimate interests are.
We use appropriate technical and organizational measures to protect the personal information that we collect and process. The measures we use are designed to provide a level of security appropriate to the risk of processing your personal information. Where we share data with third parties, we ensure that your data will be kept secure and will not be provided or sold to another party.
We retain personal information we collect from you where we have an ongoing legitimate business need to do so (for example, to provide you with a service you have requested or to comply with applicable legal, tax or accounting requirements).
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
You have the following data protection rights:
- You have the right to opt-out of marketing communications we send you at any time. You can exercise this right by clicking on the “unsubscribe” or “opt-out” link in the marketing e-mails we send you. To opt-out of other forms of marketing (such as postal marketing or telemarketing), then please contact us using the contact details provided under the “How to contact us” heading below.
- If we have collected and process your personal information with your consent, then you can withdraw your consent at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your personal information conducted in reliance on lawful processing grounds other than consent.
We respond to all requests we receive from individuals wishing to exercise their data protection rights in accordance with applicable data protection laws.
We require that all e-mails promoting MoneyMorning.com or its products are sent only to clients who have agreed to receive such messages. We prohibit any advertising of our brand and Web site using unsolicited email messages. Not complying with this policy will cause partnership termination and/or affiliate account termination.
If you feel you've been sent unsolicited emails promoting our brand or website and would like to register a complaint, please email our abuse department (customerservice@MoneyMorningInfo.com). We will immediately investigate all allegations made related to unsolicited messages.
Cookies are small files placed on your hard drive by an Internet server when you visit a web site. Some cookies can be used to identify your computer each time you visit a site. Although most Web browsers are initially set up to accept cookies, if you prefer, a user may decline the placement of a cookie on his or her hard drive by using the appropriate feature(s) of one's Web browser software (if available) to delete the cookie. Users should understand, however, that certain areas within Money Map Press website properties may not function properly if the Web browser will not accept cookies.
Visitors to the Money Morning web site or other Money Map Press sites are asked to submit a log-on name and password to visit Subscriber Only sections of the sites. This is to ensure you can receive the services you are paying for. Users may also be asked to provide an email to access certain member-only areas of our websites. Any e-mail you send to Money Morning is completely confidential.
Any data you submit to us through an online order form is transferred to us via a Secure Sockets Layer – an encryption protocol – and is kept in databases that cannot be accessed from outside our firewall.
In other words, any data you send us is encrypted, so in the unlikely event a hacker intercepts your data, it cannot be easily read. Our firewall is a mechanism that prevents access to our servers by anyone outside of the company.
Money Morning does not sell or rent your name to anyone. That means that only authorized employees of Money Morning ever have access to any information you submit. We may use your name and address to send you information on other Money Morning products that may suit your interests. And, although we disagree with it, we must turn over any pertinent information to any law enforcement agency that takes the proper steps to require it.
If at any time you wish to be removed from our mailing list, please click here to contact our customer service department.
If you subscribe to the Money Morning e-letter, your name and e-mail address will be placed in a database. As with all other personal information, only employees of Money Morning have access to this data. We do not give Money Morning email addresses to third parties, affiliates, partners, parent companies, or subsidiaries for marketing purposes.
Any e-mail you send to Money Morning is completely confidential. We will not add your name to our e-mail list without your permission. For security reasons, if your inquiry is about one of your subscriptions, we may ask you to submit some additional information only to verify your identity. Remember, in this case we are only asking you to confirm information you have already given us.
By subscribing to any Money Map Press email newsletter you will also receive occasional offers about products and services available to you from Money Map Press and our affiliates. You can unsubscribe from Money Morning emails at any time by clicking the unsubscribe button at the bottom of any Money Morning email or by phone at the numbers below. For your convenience, you can manage your email subscriptions at any time by clicking here.
If you have any questions or concerns about our use of your personal information, please contact us our Customer Service team.
Money Map Press, LLC
1125 N Charles Street
Baltimore, MD, 21201