how to pay less tax on investments

The deadline for submitting 2014 tax returns is fast approaching.

What you pay this year is largely determined by what you did in 2014. But now is a great time to make sure you're doing everything possible so you don't overpay next time around.

That's where tax-efficient investing comes in.

Here are five simple moves you can make today to be as tax-efficient as possible and legally keep more of what's yours...