But while you were celebrating, banks got busy finding new ways to recoup that money.
Now they've implemented new, inconspicuous tactics to charge fees - ways so under-the-radar they haven't (yet) triggered damaging customer backlash.
"Banks tried the in-your-face fee with debit cards, and consumers said enough," Alex Matjanec, co-founder of MyBankTracker.com, told The New York Times. "What most people don't realize is that they have been adding new charges or taking fees that have always existed and increased them, or are making them harder to avoid."
So if you haven't paid close attention to your statements, or haven't been monitoring communication from your bank, you could be facing exorbitant new costs - just to keep banking in the same manner you have for years.
Your New Banking FeesBank of America was one of the last big banks to scrap plans for a monthly debit card fee. SunTrust Banks Inc. (NYSE: STI) and Regions Financial Corp. (NYSE: RF) had already ended their programs and reimbursed customers, while JPMorgan Chase & Co. (NYSE: JPM) and Wells Fargo & Co. (NYSE: WFC) cancelled program testing.
But that hasn't stopped them from looking for new ways to stick it to customers.
The most common charges banks have implemented or proposed include a monthly fee for personal checking accounts, cash wiring fees, ATM withdrawal charges, and higher payments to receive paper statements.
Some specific fees that banks have hoped to slip by you include: