[Editor's Note: Nearly half of American families have no net worth at all, and are about one paycheck away from disaster. Meanwhile, retirement savers have a median nest-egg of just $14,500. And that's precisely why we're sharing Michael's Strategic Tech Investor column with you this weekend. This powerful, easy-to-use method can pull anyone out of dire straits and into a comfortable, protected lifestyle or retirement. Here's Michael...]
If you're like most Americans, you're locked in a nightmarish cycle. You work. You spend. You work some more. You earn enough to cover most of your bills - pretty much. You fear those financial emergencies that show up at the worst time.