What caused 2008 stock market crash

We know the 2008 stock market crash started with irresponsible financiers doling out bad loans. And we know that Lehman Bros.' ultimate failure was the harbinger of what was to become the most desolate era in recent American economic history.

But what you might not know is we'd been warned... by an anonymous Internet user who went by the name of "Reinhardt."

Unfortunately, no one listened to his warnings. Here's his theory of why it all happened and who's really responsible for the Great Recession...