On numerous occasions, I've told you to remain on lookout for threats to your savings, including the proposed new MyRA account.
If you've been counting on your pension, whether from work or even Social Security, you may want to revise those plans, as most are way underfunded.
Research by Bridgewater Associates, the world's largest hedge fund, estimates that 85% of public pensions could go bust within 30 years.
Public pension funds currently have about $3 trillion in assets, but will need to pay out nearly $10 trillion over the next several decades.
That would require average annual returns around 9%, but Bridgewater estimates they'll only earn about 4%, leaving pensions severely underfunded as paid benefits exceed contributions and returns.