get rich in 2014

New Year's Eve is one of my favorite times of the year.

And not because I look forward to the lavish parties folks like to hold on that final night of the year.

In fact, I don't party at all.

My wife and I have actually established a neat little ritual that lets us say adios to the outgoing year... and to welcome in the new one by setting some goals for the one that's coming in.

We dress up and go out for a late dinner - usually at one of the nice local eateries that we like and support. But before we do, the two of us always sit by the fire and have our most important "family talk" of the year.

Each year, you see, I write an "annual report" that details our achievements for that year. These can include accomplishments at work or in the civic projects we're involved with, great investments we've made, and projects we've completed.

As my wife and I sit by the fire, we review that "report" - and celebrate our accomplishments. And then we establish goals for the New Year - creating an "action plan" whose success or failure we'll review at our "chat" the following New Year's Eve.

I'm sharing this story for a reason: My wife and I have been doing this for more than a decade now. That's long enough to see that this "tradition" has had a positive impact on our lives.

And it points to a habit that I believe every investor should develop.

I'm talking about developing a personal investment plan.

It can help make you a winner. In fact, it can help make you rich.