how to invest when the market is down

Investors are reeling after this week's volatility, and many are wondering how to invest now following "Black Monday."

After falling 1,089 points intraday yesterday (Monday) and closing down 586 points, the Dow Jones Industrial Average fell another 204 points today. The Dow Jones is now down 12.1% in 2015.

While many on Wall Street were hitting the panic button, Money Morning Chief Investment Strategist Keith Fitz-Gerald was preaching patience...