how to profit when stocks are down

The Dow Jones fell 168 points this morning, after shedding 85 points yesterday, prompting a slew of fear-inducing headlines.

People get nervous when markets plunge, but stock market downturns are just a fact of investing. They're very rarely anything more than a short-term adjustment.

Rather than dwell on short-term losses, investors should be on the hunt for opportunities. Here's exactly how to profit when markets are down...