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retirement investing

Article Index

The Biggest Retirement Mistake Investors Still Make and How to Fix It

By , Technical Trading Specialist, Money Morning • @DRBarton_Stocks -

retirement mistake

The most common retirement strategy advisors still give today is "buy a good index mutual fund and hold it forever." That aged approach has been around since I got my start in the markets in the mid-1980s. 

Sure, buy and hold is the easiest strategy for a client to follow. After selecting a fund, there is nothing more to do. 

That's why it's great for advisors and mutual funds. Keeping your money is their top priority because they get paid based on assets under management, not performance. Plus, redemptions cost funds money and time. For every "sale," they have to deal with paperwork and transaction costs when they sell shares to raise cash for the redemption.

Today I'll show you the value in taking a more active approach to retirement and give you a few better strategies to grow your nest egg...

The "Pension Squeeze" Has Arrived, but You Can Escape...

By , Resource Specialist, Money Morning -

pension squeeze

With mid-generation baby boomers just entering the retirement wave, their ability to stop working is a hot topic that's getting hotter. Study after study questions the ability of public and private pensions to meet the needs of retirees.

Financial repression through the Fed's Zero Interest Rate Policy (ZIRP) has compounded the problems of underfunded plans and retirement accounts.

And that's on top of publicly funded plans that already face massive shortfalls.

It's all pointing to one clear solution for hopeful retirees...

The (Simple) Secret to an Early Retirement

By , Editor, Permanent Wealth Investor -

In my early career, I was fortunate to do well financially while working at Goldman Sachs. I also made the decision to live below my means, and to invest intelligently. By my late twenties, I had amassed a seven-figure nest egg, and in my early thirties, I actually took an extended vacation for about five years.
What I came to learn, however, is that you don't have to work for Goldman Sachs - or be a multi-millionaire - to be able to retire comfortably or early.

You don't even have to figure out your "number"...

The Most Dangerous Myth About Retirement Investing

By , Editor, Permanent Wealth Investor -

As Baby Boomers start retiring in droves, they face the Great Retirement Investing Crisis: they have nowhere near the amount of funds it takes to retire comfortably. And most haven't even thought how much money it will take to finance a comfortable retirement, let alone achieve financial independence.
They must look beyond wealth preservation, toward wealth generation for retirement. Boomers must learn to make money instead of just looking for so-called income plays.
Income investors beware: As we enter a new rising rate environment, it's actually more risky to aggressively chase yields than to aggressively chase growth.
Sometimes the best defense is going on offense and right now is one of those times...

Small Gains Mean Big Profits in a "Moneyball" Stock Market

By , Executive Editor, Money Morning • @privatebrief -

It's a "Moneyball" market for tech stocks right now.

That's how Michael Robinson - our resident tech expert and the editor of the Radical Technology Profits advisory service - launched into our private briefing earlier this month.

Needless to say, I was intrigued.

"Moneyball," for those of you who aren't familiar with the term, was the name Oakland A's GM Billy Beane gave to his sabermetric-based efforts to rebuild a contending baseball team - without the benefit of a contending-baseball-team budget.

Beane's experience was captured in the Michael Lewis best-seller "Moneyball." And the book was made into a 2011 movie of the same name that starred Brad Pitt.

As the story goes, Beane realized that the overall "market" he had to work within had been badly distorted by big-spending teams like the New York Yankees (the team had just snarfed his All Star first baseman, Jason Giambi, with a seven-year deal worth $120 million).

To remain competitive, Beane knew he needed to change his thinking. Instead of looking for sluggers with gaudy homerun and RBI numbers, he set his sights on players with high on-base percentages.

In other words, Beane figured his team would score just as often - and probably more - by going after higher-percentage walks, singles and doubles than they would playing for the proverbial "big inning" ... and hoping for the grand-slam homer.

Michael's "Moneyball" analogy is pretty clever. He understands that the stock market is distorted just like the baseball market, albeit by different factors.

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Three Places to Find the Highest Dividend Paying Stocks

By , Contributing Writer, Money Morning -

Income investors are on a never ending search for the highest dividend-paying stocks but most of them don't know where to look.

They either settle for dividends that are far too low and may never grow a penny...or they take on way too much risk.

But there's a simple solution if you're looking to boost your income stream.

Fact is, there are at least three sectors right now where investors can safely build a fortune in high paying dividend stocks.

Here's why.

The Highest Dividend-Paying Stocks that Outperform

History shows that investors who hold great dividend-paying stocks can outperform every other major sector-- including gold, silver, T-Bills, or bonds--by a wide margin.

From 1972 through 2007, dividend-paying stocks returned between 8.9% and 10.9% on average every year, according to a recent study by Ned Davis Research. Meanwhile, non-dividend paying stocks brought in a paltry 2.5% gains.

In other words, high dividend stocks provide 4.5 times greater wealth building power than non-dividend payers!

Here are three market sectors that are chock full of the highest dividend-paying stocks that offer growth potential and a measure of safety to boot.


To continue reading, please click here...