The idea of retirement should be exciting.
You work for years and years, and eventually, you don't have to anymore. You can move to Europe with your spouse, spend your days going on hikes or relaxing by the beach, and finally shed off the stress of that nine-to-five.
Instead, the word "retirement" scares people. Everyone wants to retire, but not everyone is sure they can. The fact of the matter is that 22% of Americans have less than $5,000 in retirement savings - which simply isn't enough to live the retirement of your dreams.
Now, the financial news networks will use statistics like these to scare you. You've seen them - there are thousands of fear-inducing articles all over the Internet. They tell you you'll never retire, and then they'll give you a list of what they consider the best ways to save.
Sure, the suggestions these websites peddle aren't necessarily bad. But they aren't the best ways to save - not even close.